Community Bank Credit and Loan Management

Catalog description

This course introduces students to credit risk and loan management in community banking institutions. This course will enable the students to understand what credit risk is, how to evaluate loan applications, how to perform financial statement analysis for credit evaluation and how to measure credit risk. The course also lays a foundation for additional credit risk management topics like collateral evaluation and loan management and various types of loans (commercial real estate, agricultural, high net worth, asset-based lending, mortgage, personal, etc.). This course in credit and loan management also introduces students to credit governance and problem loans.