Credit Analysis

Catalog description

Focuses on the analysis of commercial loans, commercial leases and fixed income securities. Topics include assessing and measuring risk, calculating relevant financial ratios, assessing collateral value, and the consideration of additional criteria used in underwriting and valuing commercial loans and leases. In addition, covers an overview of the rating agency process for corporate debt and employs a variety of forecasting models to anticipate circumstances that may affect the creditworthiness of a company. Enhances analytical skills to enable the critical evaluation of corporate borrowers (or lessees) of all sizes. Uses a structured and systematic approach to evaluate the credit standing of companies in a variety of industrial and service industries. Uses both exercises and case studies to illustrate key learning points, allowing students to apply the concepts acquired during the course to real-life scenarios. Encourages students to be focused and concise in developing and articulating sound business and financial judgement in assessing a wide range of businesses and situations.